401(k) Withdrawal Calculator
Adjust the sliders to see how inflation and portfolio growth affect your withdrawals over time.
Inputs
Starting balance
$250,000
Monthly withdrawal
$2,000
Annual portfolio return
5.0%
Annual inflation rate
5.0%
Timeline (years)
20 yrs
Fixed balance at end
—
Infl-adj balance at end
—
Infl-adj withdrawal/mo (final yr)
—
Total extra withdrawn (adj)
—
Charts
Balance comparison
Purchasing power
Fixed $2,000/mo
Inflation-adjusted withdrawals
Real value of fixed $2,000 withdrawal (today's dollars)
Year-by-year projection
Year
Fixed w/d /mo
Infl-adj w/d /mo
Fixed balance
Infl-adj balance
Real value of $2k
Purch. power lost